Forensic Loan Audit

Litigating a loan settlement claim can get sticky without the right documentation. When you enter into court on behalf of your client you want to have all of the documentation necessary to present your case and get a win for the client. That means uncovering any lender violations that give your client the right to rescind their loan. How do you find that information out? Should you wait for the discovery phase of your court case?

Waiting can be detrimental to your client and to your reputation as a tough lawyer. You need to know the facts before you enter discovery and the best way to get down to the core of your client’s case is to order a forensic loan audit.

The forensic loan audit can tell you several things about your client’s mortgage, including:

• Is it an FHA or non-FHA loan?
• Are there TILA violations that can give your client rescission rights?
• Is it subject to HOEPA law?
• Does the loan provide your client with a net tangible benefit?
• Did your client’s mortgage company make any substantial material claims or misrepresentations that caused your client to enter into a loan that is detrimental to their welfare?

And it can do a lot more. This is just the tip of the iceberg. Bottom line, if you are litigating the case and expect to win, you’ve got to know who your client is doing business with and how they are doing business. The forensic loan audit can tell you that.

Learn more about lender litigation strategy now.