Forensic Loan Audit

As a loan modification attorney, you need to surround yourself with people you can trust. One such person is a knowledgeable and professional loan auditor.

A loan auditor is someone who can perform a thorough and comprehensive analysis of a client’s mortgage documents to ascertain whether or not there are any lender violations with regard to applicable case law. With more than 80% of all mortgages containing some kind of lender violation, the chances are fairly high that any client you have facing foreclosure could benefit from a loan audit and if a lender violation is uncovered it will prove to be a valuable negotiating point for you whether you are headed to litigation or not. In the end, it can mean the difference between saving a homeowner from losing a home and keeping a family sheltered.

That’s why a loan auditor could very well be your best friend. Why not give your best friend a call today?

An article by Anthony M. Flores outlines which U.S. states have the highest foreclosure rates. Interestingly, the largest states have the highest rates, including:

• California
• Ohio
• Texas
• Virgina
• Michigan
• Illinois
• and Georgia

I’m surprised that New York isn’t on that list. But Nevada is.

So what can you do if you are facing foreclosure?

I’d recommend that you hire a professional loan audit and attempt to modify your loan agreement with your lender.

The loan audit will provide you with the necessary evidence to approach your lender and ask for equitable loan terms. Get out of that high priced mortgage and into one that is affordable and fair. Your loan auditor is the one who can help you do that effectively.